SPECIALIZED SOLAR SYSTEMS FINANCE PARTNER PROGRAM GIVE BUSINESS A TURNKEY FINANCE CAPABILITY WITH NO INVESTMENT AND IT IS QUICK AND EASY TO DEPLOY. WE DO THE HEAVY LIFTING.
SPECIALIZED SOLAR SYSTEMS AIM
The aim of this offering is to give our customers a finance option for solar power solutions that is affordable and is aligned with the type of products. Off-grid and backup solutions add value to a property, so any money spent on the property just increases value which means the investment is not lost. If you sell the property, you will in essence get your money back.
The terms of these loans allow for low monthly payments and as it forms part of the bond, you retain the option of paying it off quicker if you want. This is over and above the fact that in most cases you will be paying this with monies that would have just gone to Eskom anyway. So not only do you get the security of having power available at all times, but you also have Eskom paying for the added value to your property.
Increasingly, homeowners are coming to understand the financial and environmental benefits of integrating renewable energy technologies within their homes.
OUR FINANCE PARTNER PROGRAM GIVE BUSINESS A TURNKEY FINANCE CAPABILITY WITH NO INVESTMENT AND IT IS QUICK AND EASY TO DEPLOY. WE DO THE HEAVY LIFTING.
Options and Flexibility on payment is critical to customers that might not have the required capital to purchase your products cash. Offering a finance option allows businesses to close more deals or save deals that might have been lost due to affordability.
Profitability in a price-sensitive market presents challenges to most businesses. Unlike traditional loans, rentals do not reflect purchase price as the focus is on a monthly rental amount and not a purchase price. This allows businesses to sell at higher margins without having to compromise on quality or customer service.
Up-sell and upgrade is a simple process once a customer has a rental agreement. The customer can upgrade or add equipment at any time during the contract period and the monthly rental is simply adjusted which translates into more sales.
Deal size almost always suffers when selling equipment on a cash basis. Customers tend to take just what they need in order to save money and forego optional extras or higher quality products. Selling a smaller monthly rental amount is much easier and allows businesses to sell full solutions which grows revenue and profit.
RENTING OR OFFERING YOUR CUSTOMERS RENTAL AND FINANCE OPTIONS IS THE SMART ALTERNATIVE TO CASH PURCHASE.
Improved Cash Flow is one of the major benefits of renting. No deposit or significant cash outlay is required. Cash reserves can be used more effectively by investing or using it for business growth. Equipment payments can be spread across the useful life of the technology without crippling the business’s working capital.
Tax Efficiency is key when acquiring equipment and rentals are one of the most tax-efficient ways to do so. Rentals are seen as an expense so it can be deducted from taxable income and are not seen as assets on the balance sheet.
Conserving Bank Credit Lines allows businesses to preserve their available credit from their bank for additional working capital, operations, expansion, and acquisitions. When conducting equipment financing through their bank, they usually exhaust their available credit.
Comprehensive Solution means the freedom to expand and grow business as fast as is required. Benefit from this flexibility when it comes to payments, upgrades, and the addition of more equipment to meet business needs. Hedge against inflation, improve financial ratios, and gear the balance sheet.
CORPORATE AND PRIVATE CUSTOMERS CAN ACCESS FUNDS IN THEIR PROPERTY WITH FURTHER LOANS FOR CASH FLOW OR THE PURCHASE OF HIGH-VALUE ASSETS. THIS OPTION WORKS VERY WELL FOR IMPROVEMENTS OR ADDING OFF-GRID SOLUTIONS TO A PROPERTY.
Affordability is one of the biggest advantages of bond finance as the terms allow for very low monthly payments in comparison to traditional finance options that run over shorter terms.
Flexibility is key with bond finance as the customer can decide to pay extra when they can afford to do so and save on interest.
Secured debt means that the debt is backed by value within the property and when property is sold the debt is settled.
Property values over the long term tends to grow, especially if funds are applied on improvements or off-grid solutions, which cancels out the debt incurred.
WITH INSTALMENT SALES OWNERSHIP OF THE ASSET IS AUTOMATICALLY TRANSFERRED TO YOU ONCE THE FINAL INSTALMENT ON THE LEASE HAS BEEN PAID. THIS LEASE IS TREATED AS ON-BALANCE SHEET FUNDING, AND DEPRECIATION CAN BE WRITTEN OFF. INTEREST IS CHARGED ON THE FULL CAPITAL AMOUNT, INCLUDING VAT
A SALE AND LEASEBACK ARRANGEMENT IS ONE WHERE THE SELLER OF AN ASSET LEASES THAT SAME ASSET BACK FROM THE BUYER. WITH INVESTCARE THIS INVOLVES YOU SELLING YOUR FIXED ASSET BACK TO ONE OF OUR SERVICE PROVIDERS, AND IT IS THEN RENTED BACK OVER THE REMAINING LIFESPAN. IN THIS WAY YOU ENABLE YOUR COMPANY TO STILL MAKE USE OF THE ASSET WHILE FREEING UP CASH FOR OTHER COMPANY OPERATIONS.
OBTAINING FINANCE FOR THE PURCHASE OF A PROPERTY CAN BE A DAUNTING EXPERIENCE. LET INVESTCARE ASSIST YOU WITH THE APPLICATION.
Low Monthly Premiums
InvestCare offers affordable low monthly premiums so you can enjoy solar power.
Options to pay off quicker
InvestCare offers multiple ways for you to pay off your solar power system, the choice is up to you.
Growth in property value
With a solar power system, you can increase the growth in your property value over the long term.
Reduced risk of no power
With solar power, you reduce the risk of having no power during power outages.
Cost recovery on sale of property
Increase the value of your property with a solar system. Increasing your return on investment.
Immediate monthly savings
Save monthly with solar power. Not spending so much money on electricity is going to make a solar system a profitable investment.